Written by ForexBrokers.com
In this head to head comparison of Fineco vs Markets4you, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Fineco and Markets4you are two online brokers with notable differences in their foundational and regulatory standings. Established in 1999, Fineco is a publicly traded company and operates as a bank, contributing to its strong reputation in the financial industry. It holds two Tier-1 licenses, which are highly esteemed according to ForexBrokers.com, and boasts a Trust Score of 94 out of 99, categorizing it as highly trusted. In contrast, Markets4you was founded in 2007 and is neither publicly traded nor a bank. Despite its years in operation, it possesses no Tier-1 licenses and has a Trust Score of 61, placing it in the high-risk category.
For those weighing their options, the established history and regulatory credibility of Fineco make it a reliable choice for those seeking a secure and trusted online trading experience. On the other hand, Markets4you's relatively lower trust factor and lack of Tier-1 licensing suggest a need for caution for potential investors. As always, the choice depends on individual needs and risk tolerance, but understanding these key differences can guide informed decision-making.
| Feature |
Fineco
|
Markets4you
|
|---|---|---|
| Year Founded | 1999 | 2007 |
| Publicly Traded (Listed) | Yes | No |
| Bank | Yes | No |
| Tier-1 Licenses | 2 | 0 |
| Tier-2 Licenses | 0 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 0 | 1 |
When comparing Fineco and Markets4you based on commissions and fees, both brokers present some challenges for potential traders due to the lack of transparency in their average spread data. Fineco lists a spread of 1 pip for the EUR/USD pair, but this is considered higher than the standard spreads offered by many forex brokers. Additionally, Fineco mentions a spread of 0.8 pips, though these figures are not confirmed as averages, and no time frame is provided for these rates. However, Fineco seems to provide relatively lower spreads on its index CFDs, though specifics remain unclear.
Similarly, Markets4you does not provide average spread data, which poses difficulties for assessing its trading costs. Without published averages, traders might find it challenging to make informed decisions based on their fee structures. Both brokers share a 3.5-star rating for commissions and fees, indicating a moderate level of satisfaction in this area compared to their peers.
In terms of rankings, Fineco is positioned at number 51 out of 63 brokers in the Commissions and Fees category by ForexBrokers.com, while Markets4you is ranked slightly lower at number 54. These rankings reflect a competitive landscape where both brokers seem to be lagging behind in terms of cost transparency, which is crucial for traders seeking cost-effective options.
| Feature |
Fineco
|
Markets4you
|
|---|---|---|
| Minimum Deposit | $0 | $0 |
| Average Spread EUR/USD - Standard | N/A | N/A |
| All-in Cost EUR/USD - Active | N/A | N/A |
| Active Trader or VIP Discounts | No | No |
| ACH or SEPA Transfers | Yes | No |
| PayPal (Deposit/Withdraw) | No | No |
| Skrill (Deposit/Withdraw) | No | Yes |
| Visa/Mastercard (Credit/Debit) | No | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
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When comparing Fineco and Markets4you, Fineco stands out with a significantly wider range of investment options. Fineco offers a staggering 9,770 tradeable symbols, including both forex trading as CFDs and spot contracts. Meanwhile, Markets4you has a more modest offering of 150 symbols, also covering forex CFDs and spot contracts. For forex pair enthusiasts, Fineco provides access to 54 pairs, slightly exceeding Markets4you’s 43 pairs. Fineco further extends its advantage by allowing clients to invest in exchange-traded securities on U.S. and international exchanges, such as Apple and Vodafone shares, which is a feature lacking in Markets4you’s offerings.
While both platforms do not support the purchase of actual cryptocurrencies, Markets4you does provide options for cryptocurrency derivatives, unlike Fineco. Additionally, Markets4you offers copy trading services, a feature not available on Fineco. Despite these differences, Fineco receives a higher rating in the Range of Investments category, earning 4.5 out of 5 stars and ranking 16th out of 63 brokers on ForexBrokers.com. In contrast, Markets4you, with a rating of 3.5 stars, ranks 58th. This comparison suggests that Fineco is a stronger choice for investors seeking diversity in their trading portfolios.
| Feature |
Fineco
|
Markets4you
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 9770 | 150 |
| Forex Pairs (Total) | 54 | 43 |
| U.S. Stock Trading (Non CFD) | Yes | No |
| Int'l Stock Trading (Non CFD) | Yes | No |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | No | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Fineco and Markets4you both offer versatile trading platforms, but they cater to different kinds of traders. Fineco shines with its proprietary platform available as a Windows desktop download and a web-based version, yet it lacks some popular features like MetaTrader 4 or 5 and a demo account for simulated trading. Markets4you, on the other hand, stands out with its inclusion of MetaTrader 4 and 5, and it provides a demo account, allowing users to hone their skills without financial risk. While both platforms are rated four stars for trading platforms and tools, Fineco holds a higher rank in this category according to ForexBrokers.com, placing 18th compared to Markets4you's 52nd.
When it comes to tools and features, Markets4you offers more drawing tools for charting, totaling 15 compared to Fineco's 7. It also enables trading directly from stock charts and provides seven columns for watch lists, offering a more customizable experience. Markets4you supports copy trading, an option that Fineco does not, giving users more avenues to learn and mirror successful strategies. Despite differences in functionalities, both platforms cater to a broad range of trading needs, with Fineco appealing to those looking for a streamlined, in-house platform and Markets4you appealing to traders seeking diverse functional tools and educational opportunities.
| Feature |
Fineco
|
Markets4you
|
|---|---|---|
| Virtual Trading (Demo) | No | Yes |
| Proprietary Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 37 | 30 |
| Charting - Drawing Tools (Total) | 7 | 15 |
| Charting - Trade From Chart | No | Yes |
| Watchlists - Total Fields | N/A | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Both Fineco and Markets4you provide mobile trading apps available on iPhone and Android, along with handy stock or forex price alert features. However, while each app ensures you can view different time frames on stock or forex charts, Markets4you stands out with its more comprehensive charting experience, offering 30 technical studies compared to Fineco's 6 and the added benefit of drawing trendlines. Furthermore, Markets4you's app automatically saves drawings and allows the creation of real-time watchlists, unlike Fineco, which lacks these functionalities. Both apps, however, do not support watchlist syncing with online accounts.
With reviews echoing their performance, both Fineco and Markets4you secure a 4-star rating for their mobile trading apps. Despite closely matching in ranking, Fineco occupies the 42nd position among 63 brokers on ForexBrokers.com, while Markets4you is placed 50th. Each offers strong basic trading functionalities, but Markets4you's additional features might cater better to traders looking for more advanced charting tools on the go.
| Feature |
Fineco
|
Markets4you
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 6 | 30 |
| Mobile Charting - Draw Trendlines | No | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | No | Yes |
| Mobile Watchlist | No | Yes |
Dive deeper: Best Forex Trading Apps.
In comparing market research offerings, Fineco and Markets4you provide distinct services. Fineco shines with its inclusion of forex news from renowned sources like Bloomberg and Reuters, alongside a comprehensive economic calendar, helping traders stay informed about global financial events. On the other hand, Markets4you offers daily market commentary and a suite of advanced tools from Autochartist and Trading Central, catering to users looking for comprehensive technical and fundamental analysis. However, neither broker provides sentiment analysis tools or resources from TipRanks or Acuity Trading, which may be important for traders relying on these insights.
Ranked 33rd out of 63 brokers by ForexBrokers.com, Fineco edges ahead with a 4.0-star rating for research, whereas Markets4you holds a 3.5-star rating and is placed 47th. This highlights Fineco's slight advantage in overall research offerings. Both brokers present strong options depending on the specific research needs of traders, whether they prioritize real-time commentary and analysis tools or top-tier news access and event calendars.
| Feature |
Fineco
|
Markets4you
|
|---|---|---|
| Daily Market Commentary | No | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | Yes |
| Trading Central (Recognia) | No | Yes |
| Social Sentiment - Currency Pairs | No | No |
| TipRanks | No | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When comparing educational resources for beginners, Fineco and Markets4you each have unique strengths. Fineco excels in offering regular monthly webinars tailored to clients, providing an interactive platform for learning. They also offer a series of educational videos specifically designed for beginners, making it easier for newcomers to grasp trading concepts. Furthermore, Fineco provides a comprehensive investor dictionary with over 50 terms defined, serving as a handy reference for beginners trying to familiarize themselves with industry jargon. However, the lack of resources focused on forex and CFDs might limit new traders looking for a diverse array of topics.
On the other hand, Markets4you shines with its extensive collection of educational materials related to forex and CFDs, ensuring beginners have access to over 10 articles, videos, or webinars on these subjects. They also provide a searchable archive of recorded webinars, allowing traders to easily find information on past sessions. Despite these strong points, Markets4you falls short of offering monthly webinars or a beginner-focused video series, which could be seen as a drawback for those seeking continuous educational engagement. While Fineco boasts a slightly higher educational rating, Markets4you edges ahead in its overall ranking by ForexBrokers.com, indicating a balanced choice depending on individual learning preferences.
| Feature |
Fineco
|
Markets4you
|
|---|---|---|
| Education (Forex or CFDs) | No | Yes |
| Client Webinars | Yes | No |
| Client Webinars (Archived) | No | Yes |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | No | No |
| Investor Dictionary (Glossary) | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Fineco is better than Markets4you. Fineco finished with an overall rank of #25, while Markets4you finished with an overall rank of #56.
FinecoBank is a trusted multi-asset broker offering forex and CFDs across its brands regulated in the U.K. and Italy. However, unless you visit a physical branch as a citizen of the EU – or you are a resident of Italy or the U.K. – you will not be permitted to open an online account with FinecoBank.
| Feature |
Fineco
|
Markets4you
|
|---|---|---|
| Overall Rating |
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| Trust Score | 94 | 61 |
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While both Fineco and Markets4you do not offer the ability to buy actual delivered cryptocurrency, Markets4you distinguishes itself by providing the option to purchase cryptocurrency derivatives, unlike Fineco.
When comparing online brokers, Fineco supports ACH or SEPA transfers and bank wires for transactions, while Markets4you opts for flexibility with Skrill, Visa, Mastercard, and bank wires, but does not provide ACH or SEPA transfer options.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Fineco | Markets4you | |
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| Trust Score | 94 | 61 | |
| Winner | check_circle | ||
| Review | Fineco Review |
| Broker Screenshots | Fineco | Markets4you | |
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| Regulation | Fineco | Markets4you | |
|---|---|---|---|
| Trust Score | 94 | 61 | |
| Year Founded | 1999 | 2007 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | Yes | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No | |
| Tier-1 Licenses | 2 | 0 | |
| Tier-2 Licenses | 0 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 0 | 1 |
| Tier-1 Licenses (Highly Trusted) | Fineco | Markets4you | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No |
| Tier-2 Licenses (Trusted) | Fineco | Markets4you | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA/Central Bank Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | Fineco | Markets4you | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 9770 | 150 | |
| Forex Pairs (Total) | 54 | 43 | |
| U.S. Stock Trading (Non CFD) | Yes | No | |
| Int'l Stock Trading (Non CFD) | Yes | No | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | No | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Fineco | Markets4you | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | N/A | N/A | |
| All-in Cost EUR/USD - Active | N/A | N/A | |
| Active Trader or VIP Discounts | No | No | |
| Inactivity Fee | No | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | No | Yes |
| Funding | Fineco | Markets4you | |
|---|---|---|---|
| Minimum Deposit | $0 | $0 | |
| PayPal (Deposit/Withdraw) | No | No | |
| Skrill (Deposit/Withdraw) | No | Yes | |
| Visa/Mastercard (Credit/Debit) | No | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | Yes | No |
| Trading Platforms | Fineco | Markets4you | |
|---|---|---|---|
| Proprietary Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | Fineco | Markets4you | |
|---|---|---|---|
| Virtual Trading (Demo) | No | Yes | |
| Alerts - Basic Fields | No | Yes | |
| Watchlists - Total Fields | N/A | 7 | |
| Charting - Indicators / Studies (Total) | 37 | 30 | |
| Charting - Drawing Tools (Total) | 7 | 15 | |
| Charting - Trade From Chart | No | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Fineco | Markets4you | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | No | Yes | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 6 | 30 | |
| Mobile Charting - Draw Trendlines | No | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | No | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | Fineco | Markets4you | |
|---|---|---|---|
| Daily Market Commentary | No | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | Yes | |
| Trading Central (Recognia) | No | Yes | |
| TipRanks | No | No | |
| Social Sentiment - Currency Pairs | No | No | |
| Economic Calendar | Yes | Yes |
| Education | Fineco | Markets4you | |
|---|---|---|---|
| Education (Forex or CFDs) | No | Yes | |
| Client Webinars | Yes | No | |
| Client Webinars (Archived) | No | Yes | |
| Videos - Beginner Trading Videos | Yes | No | |
| Videos - Advanced Trading Videos | No | No | |
| Investor Dictionary (Glossary) | Yes | No |
| Major Forex Pairs | Fineco | Markets4you | |
|---|---|---|---|
| GBP/USD | Yes | No | |
| USD/JPY | Yes | No | |
| EUR/USD | Yes | No | |
| USD/CHF | Yes | No | |
| USD/CAD | Yes | No | |
| NZD/USD | Yes | No | |
| AUD/USD | Yes | No | |
| Review | Fineco Review |
| Overall | Fineco | Markets4you | |
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| Trust Score | 94 | 61 | |
| Winner | check_circle | ||
| Review | Fineco Review |
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